Business Insurance

Need Business Insurance in Rochester, NY?

Any savvy business owner wants to protect their company from loss. A well planned insurance portfolio can do just that. We understand that you want to run your business and don’t have time to become an expert in every coverage nuance and insurance regulation that could impact your company. That’s where Brighton-Pittsford Agency can help.
Our commercial insurance team has extensive experience for you to tap into. We’ve been helping Rochester area businesses minimize their operating risks by providing sound insurance advice and policies tailored to your unique needs. We’ll work with you to gain a good understanding of the risks inherent to your business, and provide you with an array of options. As a long-established independent agency we have access to nearly every top commercial insurance market. Whether you are just starting out or have multiple locations across the country – we can help.

Get A Free Quote

Here are just a few of the policies
we can help you consider:

Business Owners Insurance

A Business Owners policy is a package of different types of business coverage combined into one product. These insurance products can cover a majority of a business’ insurance needs including Business Income & Extra Expense Coverage.

General Liability Insurance

Protects you from claims and lawsuits resulting from bodily injury or property damage occurring in the course of your business.

Property Insurance

Covers property you own including buildings, contents & furnishings, office equipment, inventory, signs & fencing, and property of others while it’s in your care.

EPLI

EPLI (Employee Practices Liability Insurance) provides protection against many kinds of employee lawsuits. Common claims include: discrimination, wrongful termination, sexual harassment and retaliation.

Equipment Breakdown (Boiler & Machine) Coverage

Protects you from breakdowns related to power surges, motor burnout, boiler malfunction, and operator error.

Commercial Auto Insurance & Fleet Coverage

Covers your company vehicle or a vehicle used in the course of your business. Most personal auto insurance policies exclude coverage when a vehicle is being used for business purposes.

Crime (Employee Dishonesty/Theft)

Covers you for employee theft, forgery or alteration, burglary or robbery, unauthorized funds transfer, etc.

Workers Compensation

Mandatory coverage that protects your employees from job-related injuries and protects employers from lawsuits.

Errors and Omissions (E&O)

Also called professional liability this coverage protects you from claims and lawsuits related to services or products offered by your business.

Directors and Officers (D&O)

Protects from actions stemming from alleged wrongful acts of persons acting in their capacity as directors or officers of a company.

Data Breach (Cyber Liability)

Protects you from loss of digital assets and liability associated with failing to maintain customer data, along with costs associated to investigate and correct computer data breaches.

Excess Liability (Umbrella)

Provides additional liability coverage once any applicable underlying policy has been exhausted. This type of policy can cover over and above multiple policies.